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HR 5961119th CongressIn Committee
Flood Insurance for Farmers Act of 2025
Introduced: Nov 7, 2025
Sponsor: Rep. LaMalfa, Doug [R-CA-1] (R-California)
Agriculture & FoodFinancial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs
This Act increases flood insurance availability for agricultural structures by permitting variances in flood zones, adjusting premium rates to reflect floodproofing standards, and offering optional umbrella policies for multi-structure properties.
Key Points
- 1Permits variances for agricultural structures in flood zones if specific safety and compliance criteria are met.
- 2Sets premium rates for structures with variances to match floodproofed buildings or risk-based equivalents.
- 3Adds optional umbrella policies for commercial, residential, and agricultural properties with multiple structures on the same land.
Impact Areas
Farmers in flood-prone regionsNational Flood Insurance Program providersLocal zoning authoritiesRural agricultural communities
Generated by legislative_analysis_v3 on Nov 13, 2025