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HR 5953119th CongressIn Committee

Protect Military and Federal Employees from Unfair Bank Fees Act

Introduced: Nov 7, 2025
Sponsor: Rep. Jacobs, Sara [D-CA-51] (D-California)
Standard Summary
Comprehensive overview in 1-2 paragraphs

Prohibits financial institutions from imposing certain fees on military and federal employees during government shutdowns or funding gaps.

Key Points

  • 1Bans insufficient funds fees during government funding gaps
  • 2Prohibits credit card late payment fees during covered periods
  • 3Applies to civil service, Armed Forces, and uniformed services employees
  • 4Covers furloughed or excepted employees working without pay
  • 5Sponsored by Representatives Jacobs, Elfreth, and Walkinshaw
  • 6Referred to House Committee on Financial Services

Impact Areas

Military and federal employee financial protectionBanking and credit card fee regulationGovernment shutdown impactsConsumer financial protection
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