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S 3136119th CongressIn Committee

Heroes Business Opportunity Act of 2025

Introduced: Nov 6, 2025
Sponsor: Sen. Shaheen, Jeanne [D-NH] (D-New Hampshire)
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Heroes Business Opportunity Act waives guarantee fees for SBA loans made to small businesses owned by veterans and their spouses, with loan amount limitations.

Key Points

  • 1Eliminates SBA guarantee fees for veteran-owned businesses
  • 2Applies to veterans, reservists, and their spouses
  • 3Covers loans up to $1 million in deferred participation
  • 4Excludes certain loan programs (36 and 37)
  • 5Supports veteran entrepreneurship and small business development

Impact Areas

Veteran entrepreneursSmall Business AdministrationVeteran small business ownersSpouses of military members
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