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HR 5923119th CongressIn Committee
Servicemember Credit Monitoring Enhancement Act
Introduced: Nov 4, 2025
Sponsor: Rep. Stefanik, Elise M. [R-NY-21] (R-New York)
Standard Summary
Comprehensive overview in 1-2 paragraphs
Amends the Fair Credit Reporting Act to expand credit monitoring protections for military personnel by broadening the definition of 'uniformed services member consumer' to include all uniformed services members.
Key Points
- 1Expands definition of 'uniformed services member consumer' under FCRA
- 2Replaces term 'active duty military consumer' with 'uniformed services member consumer'
- 3Applies to credit monitoring requirements for military personnel
- 4Includes all uniformed services as defined under 10 U.S.C. § 101(a)
- 5Aims to enhance credit protection for service members
Impact Areas
Active duty military personnelCredit reporting agenciesConsumer credit monitoring servicesVeterans and uniformed services members
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