HR 70119th CongressIn Committee

No SmartPay for Anti-2A Companies Act

Introduced: Jan 3, 2025

Standard Summary

Comprehensive overview in 1-2 paragraphs

This bill, titled the No SmartPay for Anti-2A Companies Act, would bar the Administrator of General Services (GSA) from awarding contracts under the SmartPay Program for commercial payment systems if the payment processing provider has implemented a merchant category code (MCC) specifically for gun retailers. In other words, if a contract to provide a government-wide payment system relies on a processor that classifies gun retailers with a particular MCC, that contract could not be awarded under this act. The prohibition does not apply to contracts that were already awarded before enactment. The bill signals an effort to restrict government use of certain payment systems tied to gun retailers.

Key Points

1Prohibition on awards: The GSA may not award SmartPay contracts for commercial payment systems if the payment processor has implemented an MCC for gun retailers.
2MCC concept: MCC stands for merchant category code, a four-digit classification used by card networks to categorize merchants (in this case, gun retailers).
3Scope of coverage: The prohibition targets contracts under the SmartPay Program; it does not apply to all government contracts outside of the SmartPay framework.
4Exemption for pre-existing contracts: Any contract awarded before the enactment date is not subject to the prohibition.
5Legislative status: Introduced in the 119th Congress (H.R. 70) by Rep. Biggs (with Reps. Ogles and Cline listed), referred to the House Committee on Oversight and Government Reform; current status is “Introduced.”

Impact Areas

Primary group/area affected: U.S. government procurement and administration of the SmartPay program; payment processing vendors that use MCCs for gun retailers; gun retailers that are classified under a gun-retailer MCC.Secondary group/area affected: Government agencies and employees who rely on SmartPay for purchases; SmartPay program vendors and financial services firms supplying processing services.Additional impacts: Could affect procurement timelines and supplier eligibility for SmartPay contracts; may influence how payment processors classify merchants; potential questions about broader legal or policy implications regarding firearm-related merchant classifications in government procurement.

Generated by gpt-5-nano on Nov 18, 2025