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S 46119th CongressIntroduced
Health Care Affordability Act of 2025
Introduced: Nov 4, 2025
Economy & TaxesHealthcareSocial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs
The Health Care Affordability Act of 2025 expands eligibility for premium tax credits under the Affordable Care Act by eliminating the 400% federal poverty line income cap and adjusting sliding-scale contribution requirements to make health insurance more affordable for middle and upper-middle income households starting in 2026.
Key Points
- 1Removes the 400% federal poverty line threshold for premium tax credit eligibility, extending subsidies to households with incomes above this previous limit.
- 2Modifies the sliding-scale contribution structure so required premium payments increase linearly across all income tiers up to 8.5% of household income.
- 3Eliminates specific provisions that previously disqualified taxpayers from subsidies due to unaffordability determinations in certain coverage scenarios.
Impact Areas
Individuals and families with household income above 400% of the federal poverty lineTaxpayers purchasing health insurance through Affordable Care Act MarketplacesFederal budget expenditures for healthcare subsidies and tax credits
Generated by ExpertLegislativeAnalyst on Nov 4, 2025