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HR 402119th CongressIn Committee

DEBT Act

Introduced: Jan 14, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The DEBT Act would add a new requirement for the Secretary of the Treasury to appear before Congress whenever the government anticipates that the public debt will reach the statutory limit or that extraordinary measures will be used to prevent default. Not more than 60 days and not less than 21 days before such a date, the Secretary would have to publicly brief the House Ways and Means Committee and the Senate Finance Committee with a detailed explanation of the proposed extraordinary measures (and their administrative costs) and any reversals or changes to funding that would result from the debt-limit increase. The bill also precisely defines what counts as “extraordinary measures” and adds a clerical amendment to codify this new requirement in the U.S. Code. In short, it creates a formal, time-bound, preemptive congressional appearance and requires a detailed accounting of planned debt-management actions before the debt limit is reached or before extraordinary measures are used.

Key Points

  • 1Establishes a new Sec. 3131 in Title 31 requiring the Treasury Secretary to appear before Congress not more than 60 days and not less than 21 days before the debt limit is reached or before extraordinary measures are taken, to explain the actions and costs involved.
  • 2Requires the Secretary to provide a detailed explanation of: (1) extraordinary measures to fund federal obligations prior to the increase and their estimated administrative cost, and (2) reversals or other changes to funding resulting from the debt-limit increase.
  • 3Defines “extraordinary measures” as a specific set of actions, including suspending SLGS securities sales, redeeming or suspending investments in certain federal funds (CSRS, Postal Service Retiree Health Benefits Fund, G-Fund, Exchange Stabilization Fund, etc.), directing or approving certain debt issuances, suspending reinvestment in several government investment funds, and selling or redeeming assets of certain retirement funds before maturity.
  • 4Adds a clerical amendment to insert the new Sec. 3131 into the table of analysis for Chapter 31, Title 31, United States Code.
  • 5Provides a clear short title for the act: the Debt Explanation Before Taxwriters Act or the DEBT Act.

Impact Areas

Primary group/area affected- U.S. Treasury Department and its debt-management operations; the executive branch’s approach to funding federal obligations.- Congress, specifically the House Committee on Ways and Means and the Senate Committee on Finance, which would receive the briefing and be responsible for oversight.Secondary group/area affected- Federal employee and retiree funds referenced in the bill (e.g., Civil Service Retirement and Disability Fund, Postal Service Retiree Health Benefits Fund, Thrift Savings Fund) and the Government Securities Investment Fund, Exchange Stabilization Fund, and related funds.Additional impacts- Increased congressional oversight and transparency around debt-limit planning and the use of extraordinary measures.- Potential additional administrative costs for preparing the required briefing and for any reversal or modification discussions.- Possible market implications if the requirement affects the timing or nature of debt-management actions, though the bill itself emphasizes disclosure rather than altering the permissible actions.
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