LegisTrack
Back to all bills
HR 446119th CongressIn Committee

Endowment Tax Fairness Act

Introduced: Jan 15, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Endowment Tax Fairness Act would amend the Internal Revenue Code to drastically increase the excise tax on the investment income of private colleges and universities. Specifically, it would raise the rate from the current 1.4% to 21% on the net investment income of eligible institutions, with the change applying to taxable years beginning after enactment. The revenue from this higher tax would go into the general fund of the U.S. Treasury and be used first to reduce the federal deficit and, thereafter, to reduce the national debt. The bill is introduced in the House and carries a short title reflecting its purpose. In short, the bill significantly increases the federal tax on endowment investment income for private colleges and universities and uses the resulting revenue to reduce the deficit/debt.

Key Points

  • 1Tax rate increase: The excise tax on investment income (net investment income) of private colleges and universities would jump from 1.4% to 21%.
  • 2Scope: The change targets private colleges and universities subject to the existing endowment investment income tax (Section 4968), i.e., the institutions currently taxed under that provision.
  • 3Effective date: The higher rate would apply to taxable years beginning after the date of enactment.
  • 4Revenue use: All additional revenue from the rate increase would go to the general fund and be used to reduce the federal deficit, and thereafter to reduce the national debt.
  • 5Title and framing: The bill is designated as the “Endowment Tax Fairness Act,” signaling its purpose as a sweeping change to endowment-related taxation for private higher education institutions.

Impact Areas

Primary group/area affected:- Private colleges and universities with endowments that are subject to the current excise tax on net investment income (i.e., institutions covered by Section 4968). The higher rate would substantially reduce net investment income from endowments, affecting how much endowment spending is available for tuition aid, scholarships, facilities, and operations.Secondary group/area affected:- Endowment managers and investment advisers for private colleges/universities, who would face new tax implications and potentially shifted investment strategies to optimize after-tax returns.- Students and families, particularly those relying on endowment-derived financial aid or tuition assistance, who could be affected if institutions adjust aid programs or tuition in response to reduced endowment income.Additional impacts:- Potential changes in fundraising and donor behavior if institutions reassess endowment growth strategies or the perceived tax burden on private higher education.- Broader fiscal implications for higher education policy and the federal budget, since revenue is explicitly allocated to deficit reduction and debt reduction in the bill.- Compliance and administrative considerations for institutions subject to Section 4968, including potential need for updated accounting, reporting, and tax planning.
Generated by gpt-5-nano on Nov 18, 2025