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HR 507119th CongressIntroduced

Veterans Member Business Loan Act

Introduced: Oct 22, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

This bill amends the Federal Credit Union Act to exclude loans made to veterans from being classified as member business loans.

Key Points

  • 1Excludes veteran loans from member business loan definition
  • 2Amends Federal Credit Union Act section 107A(c)
  • 3Allows credit unions to make loans to veterans without business loan restrictions
  • 4Defines veteran consistent with title 38
  • 5Effective six months after enactment
  • 6Broad bipartisan sponsorship with 25 co-sponsors

Impact Areas

Federal Credit Union AdministrationCredit unionsVeteran small business ownersSmall business lendingFinancial services regulation
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