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HR 750119th CongressIntroduced

ACE Act

Introduced: Oct 29, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The House version of the ACE Act expands 529 plan usage for K-12 education expenses and increases gift tax exclusions for education savings.

Key Points

  • 1Allows 529 plan distributions for K-12 tuition and educational expenses
  • 2Increases annual distribution limit from $10,000 to $20,000
  • 3Provides gift tax exclusion up to $20,000 for 529 contributions
  • 4Restricts tax-exempt bonds to states with school choice programs
  • 5Defines eligible school choice programs and coverage requirements
  • 6Sets minimum thresholds for state program eligibility

Impact Areas

529 college savings plansK-12 education fundingPrivate and religious schoolsHomeschoolingState education policyMunicipal finance
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