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S 336119th CongressIntroduced

Disaster Mitigation and Tax Parity Act of 2025

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

Amends the Internal Revenue Code to exclude from gross income amounts received from state-based catastrophe loss mitigation programs.

Key Points

  • 1Excludes state catastrophe mitigation payments from taxable income
  • 2Applies to payments for property improvements reducing disaster damage
  • 3Covers windstorm, earthquake, flood, and wildfire mitigation
  • 4Retroactive application to years after December 31, 2021
  • 5Allows amended returns for past exclusions

Impact Areas

Disaster preparednessProperty insuranceState emergency managementTax policyHomeowners and businesses
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