To amend title 10, United States Code, to modify the rate of pay for care or services provided under the TRICARE program based on the location at which such care or services were provided.

This bill would change how TRICARE reimburses care and services by tying payment rates to where the care is provided, rather than to where the provider is located or other factors. Specifically, it requires that the Department of Defense set location-specific reimbursement rates for TRICARE payments at several defined care settings (inpatient hospital, on-campus and off-campus hospital outpatient departments, ambulatory surgical centers, and physician offices). When multiple rates could apply for a given service, the Secretary would pay the lowest applicable rate. It would also require claims to include a unique, geographically specific national provider identifier (NPI) code identifying the service location. The changes would take effect January 1, 2026. In practical terms, the bill shifts TRICARE payment toward a location-based framework and enforces standardized geographic coding on claims. This could affect how much providers are paid for TRICARE-covered care, potentially lowering payments in some cases and changing how care sites are chosen or billed. The requirement to code the service location on claims would also increase administrative detail for TRICARE providers.