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HR 1092119th CongressIn Committee

Responsible Budgeting Act

Introduced: Feb 6, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Responsible Budgeting Act would overhaul how the federal debt limit is increased. It creates an automatic debt-limit increase tied to the adoption of a budget resolution that achieves a specified debt-to-GDP target (the “required ratio”). If Congress passes a qualifying budget resolution, a joint resolution increasing the debt limit would be prepared and deemed passed in both chambers, expediting the increase. If Congress does not adopt a qualifying budget, the President could unilaterally authorize an increase accompanied by a debt-reduction proposal that meets the same ratio, with a defined 30-day window for Congressional disapproval. The bill also adds a structured, expedited process for considering the President’s debt-reduction proposals and any alternative proposals in both houses, including scoring by the Congressional Budget Office (CBO) and predefined rules for floor consideration. The goal appears to be to prevent debt-ceiling brinkmanship by linking debt-limit increases to budgetary targets and authorizing a faster, executive- and legislative-branch framework to address debt increases or reductions within tight timelines.

Key Points

  • 1Automatic debt-limit increase tied to budget resolutions: If Congress adopts a concurrent budget resolution that satisfies a required debt-reduction ratio, the Clerk of the House prepares a joint resolution to increase the debt limit to the amount specified by that budget resolution, with an expedited passage process for both chambers.
  • 2President’s fallback path if no qualifying budget is adopted: If no budget resolution meets the required ratio by the covered date, the President may notify Congress of an increase in the debt limit accompanied by a debt-reduction proposal that satisfies the ratio. The increase takes effect 30 days later unless Congress passes a disapproval joint resolution within the 30-day window.
  • 3Defined “required ratio”: The ratio is a benchmark that reduces the projected debt held by the public as a share of GDP by at least 5 percentage points in the tenth fiscal year after the current year.
  • 4Expedited procedures for debt-reduction proposals: The bill creates a fast-track process in both the House and Senate for considering the President’s debt-reduction proposal and any alternative proposals, including timing, scoring by CBO, and rules for floor consideration (e.g., limited debate, no amendments, and specific discharge and reporting timelines).
  • 5Congressional Budget Act updates: The bill amends the Congressional Budget Act of 1974 to add new sections (407-410) governing consideration of the President’s debt-reduction proposal and alternative proposals, with provisions on timing, scoring, and floor rules.

Impact Areas

Primary group/area affected- Federal debt management and the debt limit process: automatic increases tied to budget resolutions, and a presidential fallback path with defined timing.Secondary group/area affected- Congressional budgeting process: new sections in the Congressional Budget Act directing scoring by CBO, budgeting timelines, and expedited consideration rules.- Executive branch interaction: gives the President a formal mechanism to request an increase with a debt-reduction proposal if Congress does not pass a qualifying budget resolution.Additional impacts- Political dynamics and leverage: could reduce the leverage of either party during debt-limit negotiations by automating increases or creating a mandatory path with an executive proposal.- Market/credit considerations: the framework aims to provide clarity and predictability around debt-limit increases, potentially reducing market volatility from brinkmanship, though the underlying fiscal trajectory remains a policy choice.- Transparency and scoring: mandates CBO scoring to ensure any debt-reduction package meets the required ratio, increasing scrutiny of proposed measures.
Generated by gpt-5-nano on Nov 18, 2025