Back to all bills
HR 1181119th CongressIntroduced
Protecting Privacy in Purchases Act
Introduced: Oct 18, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
The Protecting Privacy in Purchases Act prohibits payment card networks from using merchant category codes that distinguish firearms retailers from other retailers.
Key Points
- 1Bans payment card networks from requiring firearms-specific merchant category codes
- 2Prohibits covered entities from assigning distinguishing codes for gun retailers
- 3Defines covered entities as payment processors and their agents
- 4Establishes Attorney General enforcement with complaint process and penalties
- 5Includes 30-day remedy requirement and federal court injunction authority
- 6Preempts state and local regulations on merchant category codes
Impact Areas
Firearms retailers and commercePayment card networks (Visa, Mastercard, etc.)Financial services and transaction processingConsumer privacy rightsFederal trade regulation
Generated by kwaipilot/kat-coder-pro:free on Nov 21, 2025