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S 529119th CongressIntroduced

Capping Prescription Costs Act of 2025

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Capping Prescription Costs Act limits annual out-of-pocket prescription drug costs for health plan enrollees.

Key Points

  • 1Caps individual prescription drug cost-sharing at $2,000 per year starting in 2026
  • 2Caps family prescription drug cost-sharing at $4,000 per year starting in 2026
  • 3Adjusts caps annually based on medical care CPI
  • 4Applies to qualified health plans, group health plans, and ERISA plans
  • 5Rounds annual adjustments to nearest $5 increment
  • 6Effective for plan years beginning January 1, 2026

Impact Areas

Health insurancePrescription drug costsConsumer out-of-pocket expensesHealthcare affordabilityMedicare and private plans
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