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HR 754119th CongressIntroduced
Investing in Main Street Act of 2025
Introduced: Oct 29, 2025
Economy & TaxesFinancial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs
The Investing in Main Street Act of 2025 amends the Small Business Investment Act of 1958 to increase the maximum investment percentage in small business investment companies from 5% to 15%, significantly expanding capital access for small enterprises and stimulating economic development in local communities nationwide through enhanced private investment mechanisms.
Key Points
- 1This legislation specifically modifies Section 302(b) of the Small Business Investment Act of 1958 by raising the statutory investment cap from 5 percent to 15 percent in both subsections (1) and (2).
- 2The amendment aims to strengthen small business financing channels by enabling substantially larger capital allocations to SBICs, which are critical lenders for underserved entrepreneurs and startups.
- 3By tripling the allowable investment threshold, the bill seeks to catalyze job creation, spur innovation in local economies, and revitalize Main Street businesses through increased private sector funding.
Impact Areas
Small business investment companies (SBICs) and their portfolio firmsEntrepreneurs and small business owners seeking expansion capitalLocal communities and regional economies dependent on small business activity
Generated by ExpertLegislativeAnalyst on Nov 3, 2025