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HR 1631119th CongressIn Committee

Safe Access to Cash Act of 2025

Introduced: Feb 26, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

Amends federal law to clarify that ATMs are considered in the care and custody of banks regardless of their physical location.

Key Points

  • 1Defines ATM as network-connected automated teller machine terminal
  • 2Extends bank custody protection to off-premises ATMs
  • 3Applies to ATMs owned, operated, or sponsored by financial institutions
  • 4Includes cash in transit to or from ATMs under bank protection
  • 5Clarifies federal bank robbery statute application to ATM theft
  • 6Covers banks, credit unions, and savings and loan associations

Impact Areas

Financial institutionsLaw enforcementFederal criminal lawATM operators and networks
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