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S 741119th CongressIn Committee

Protecting Mushroom Farmers Act

Introduced: Feb 26, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Protecting Mushroom Farmers Act would amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation (FCIC) to conduct research and development (R&D) into an insurance policy for mushrooms. Specifically, it adds mushrooms as a new category for R&D, with the FCIC able to carry out the research itself or enter into contracts with qualified entities to explore a policy that insures mushroom production or revenue from mushroom production. The bill also requires the FCIC to deliver a report to Congress within one year of enactment describing the R&D results and any recommendations. In short, the bill aims to create a path toward a mushroom-specific crop insurance product, but it does not create immediate coverage or funding.

Key Points

  • 1Short title: The bill is named the “Protecting Mushroom Farmers Act.”
  • 2New research category: Adds “Mushrooms” to the FCIC’s research and development authority under Section 522(c) of the Federal Crop Insurance Act.
  • 3Scope of R&D: The FCIC must carry out R&D, or contract with qualified entities, to develop a policy to insure mushroom production or mushroom revenue.
  • 4Reporting requirement: Within one year after enactment, the FCIC must brief Congress with the results of the R&D and any recommendations.
  • 5Funding/implementation: The text does not specify funding or allocation; it creates authority and a reporting obligation but leaves budget and practical implementation to future actions.

Impact Areas

Primary group/area affected: Mushroom farmers and producers who could benefit from risk management tools (insurance) tailored to mushroom production or revenue.Secondary group/area affected: The FCIC and entities involved in crop insurance research and product design (actuaries, policymakers, insurers, and agricultural researchers).Additional impacts:- Could influence the development of new insurance products for non-traditional or indoor-grown crops.- Depending on future funding and policy design, may affect costs of insurance, eligibility standards, and premium settings for mushrooms.- Provides Congress with an early assessment of whether a mushroom-insurance product is feasible and what policy design elements might be needed.
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