Back to all bills
S 801119th CongressIntroduced
Higher Education Reform and Opportunity Act
Introduced: Oct 29, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
Comprehensive higher education reform bill addressing student loans, institutional accountability, and transparency requirements.
Key Points
- 1Phases out most federal student loan programs by 2028, creating new 'simplification loans'
- 2Eliminates loan forgiveness programs for loans made after July 2025
- 3Establishes state alternative accreditation systems
- 4Requires institutions to publish detailed student success and financial information
- 5Imposes default rate fines on institutions with high student loan default rates
- 6Enhances fiscal accountability and transparency requirements
Impact Areas
Student loan policyHigher education fundingInstitutional accountabilityCollege affordabilityAccreditation reform
Generated by kwaipilot/kat-coder-pro:free on Nov 19, 2025