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HR 1799119th CongressIntroduced

Financial Reporting Threshold Modernization Act

Introduced: Oct 22, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Financial Reporting Threshold Modernization Act increases currency transaction and suspicious activity report thresholds to account for inflation.

Key Points

  • 1Increases currency transaction report threshold from $10,000 to $30,000
  • 2Updates thresholds every 5 years based on Consumer Price Index
  • 3Raises suspicious activity report thresholds from $5,000 to $10,000 and $2,000 to $3,000
  • 4Increases money services business definition thresholds from $1,000 to $3,000
  • 5Requires implementation within 180 days of enactment

Impact Areas

Financial institutionsAnti-money laundering complianceBanking industryTreasury Department regulationsSmall businesses and consumers
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