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HJRES 74119th CongressIntroduced
Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
Joint resolution to disapprove the Consumer Financial Protection Bureau's rule on medical information in credit reporting.
Key Points
- 1Disapproves CFPB's 'Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)'
- 2Uses Congressional Review Act authority
- 3Seeks to prevent medical debt from affecting credit scores
- 4Would nullify the regulation if passed
- 5Referred to Financial Services Committee
Impact Areas
Consumer financial protectionMedical debt reportingCredit reporting agenciesConsumer access to credit
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