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S 899119th CongressIntroduced

Producer and Agricultural Credit Enhancement Act of 2025

Introduced: Oct 29, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Producer and Agricultural Credit Enhancement Act increases loan limits for farm ownership and operating loans, modifies inflation adjustments, and expands microloan limits.

Key Points

  • 1Increases farm ownership loan limit from $600,000 to $850,000
  • 2Raises guaranteed farm ownership loan limit to $3,000,000
  • 3Increases operating loan limit from $400,000 to $750,000
  • 4Raises guaranteed operating loan limit to $2,600,000
  • 5Modifies inflation adjustment formula to use farm real estate values
  • 6Doubles microloan limit from $50,000 to $100,000

Impact Areas

Farmers and agricultural producersRural communities and agricultural economyFarm Service Agency loan programsBeginning and socially disadvantaged farmersAgricultural credit markets
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