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HR 2023119th CongressIntroduced
Women's Retirement Protection Act
Introduced: Oct 29, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
Amends ERISA to require spousal consent for distributions from defined contribution retirement plans, enhancing women's retirement protection.
Key Points
- 1Requires spousal consent for most distributions from defined contribution plans
- 2Excludes certain small distributions and required minimum distributions
- 3Mandates written explanation of rights to both participant and spouse
- 4Provides 90-day consent period for distributions
- 5Includes provisions for rollover contributions to spouse's retirement accounts
- 6Authorizes $200 million annually for financial literacy and domestic violence grants
Impact Areas
Retirement plan participantsSpousal protectionsWomen's financial securityERISA complianceFamily law and divorce proceedings
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