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HR 1803119th CongressIn Committee
Fair Access to Co-ops for Veterans Act of 2025
Introduced: Mar 3, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
A bill to improve VA loan guarantees for veterans purchasing residential cooperative housing units.
Key Points
- 1Amends VA loan guarantee program for co-op purchases
- 2Requires regulations for underwriting and loan processing
- 3Sets higher loan fees for co-op loans (3.25%)
- 4Treats co-op stock as residential property
- 5Requires VA to advertise co-op loan availability
- 6Allows guidance before full regulations
Impact Areas
Veterans' housing benefitsCooperative housing marketVA loan programsVeterans' access to homeownership
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