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SJRES 36119th CongressIntroduced

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

Senate version of resolution to disapprove CFPB's medical information credit reporting rule using Congressional Review Act.

Key Points

  • 1Disapproves CFPB Regulation V on medical information in credit reporting
  • 2Uses Congressional Review Act (chapter 8, title 5)
  • 3Would nullify the rule with no force or effect
  • 4Specifically targets rule published January 14, 2025 (90 Fed. Reg. 3276)
  • 5Referred to Banking, Housing, and Urban Affairs Committee

Impact Areas

Consumer financial protectionMedical debt reportingCredit reporting industryFederal regulatory authority
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