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S 994119th CongressIntroduced
PROTECT Students Act of 2025
Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
The PROTECT Students Act of 2025 establishes comprehensive accountability and oversight for higher education institutions, covering gainful employment transparency, borrower defense, closed‑school discharge, legal action limitations, incentive compensation, and extensive reporting, audit, and enforcement mechanisms.
Key Points
- 1Defines and enforces standards for gainful employment programs and financial value transparency.
- 2Expands borrower defense and substantial misrepresentation provisions, including discharge and reimbursement processes.
- 3Imposes reporting requirements for closed‑school discharges and institutional compliance.
- 4Prohibits institutions from limiting student legal action and mandates disclosure of foreign influence.
- 5Creates oversight structures, including a federal enforcement unit, a for‑profit education oversight committee, and mandatory reporting to Congress.
Impact Areas
Students and prospective students of higher education institutions.For‑profit and non‑profit colleges and universities.Federal agencies (Department of Education, OIG, etc.) and congressional committees.Private lenders, loan servicers, and accreditation agencies.
Generated by openai/gpt-oss-20b:free on Nov 20, 2025