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HJRES 59119th CongressIntroduced

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The joint resolution disapproves the CFPB’s final rule on overdraft lending for very large financial institutions, removing the rule’s authority and preventing its implementation.

Key Points

  • 1Disapproval of the CFPB rule on overdraft lending
  • 2Rule applies to very large financial institutions
  • 3Prevents the rule’s enforcement and effect
  • 4Maintains existing overdraft practices
  • 5Supports consumer protection concerns

Impact Areas

Consumer Financial Protection BureauVery large financial institutionsConsumers of overdraft servicesFederal banking regulatorsLegislative oversight of CFPB
Generated by openai/gpt-oss-20b:free on Nov 19, 2025