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HR 2331119th CongressIntroduced
Transparency in CFPB Cost-Benefit Analysis Act
Introduced: Oct 18, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
The Transparency in CFPB Cost-Benefit Analysis Act enhances rulemaking requirements for the Consumer Financial Protection Bureau by mandating comprehensive cost-benefit analyses and transparency measures for proposed regulations.
Key Points
- 1Requires detailed cost-benefit analysis for all proposed CFPB regulations
- 2Mandates examination of why private market or state authorities cannot address the problem
- 3Requires assessment of regulatory duplication and inconsistency
- 4Includes analysis of impact on small businesses with consultation from SBA Office of Advocacy
- 5Requires justification if benefits don't outweigh costs
- 6Mandates disclosure of underlying assumptions and studies used in analysis
Impact Areas
Consumer Financial Protection Bureau rulemakingFinancial services industry regulationSmall business complianceFederal regulatory transparencyState and local government coordination
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