HR 2362119th CongressIntroduced

VA Home Loan Awareness Act of 2025

Introduced: Oct 29, 2025

Financial ServicesHousing & Urban DevelopmentVeterans Affairs

Standard Summary

Comprehensive overview in 1-2 paragraphs

The VA Home Loan Awareness Act of 2025 mandates inclusion of a specific disclaimer on mortgage applications for military service members to increase awareness of Department of Veterans Affairs home loan programs, requiring lenders to notify eligible veterans about VA loan benefits during the application process through regulatory amendments and compliance monitoring.

Key Points

1Requires the Uniform Residential Loan Application to display a mandatory disclaimer below the military service question stating veterans may qualify for VA home loans and must consult lenders about eligibility.
2Directs the Director to issue implementing regulations within six months of enactment to enforce this disclaimer requirement across all relevant financial enterprises and loan applications.
3Mandates a Government Accountability Office study within 18 months to evaluate lender compliance, specifically determining whether at least 80 percent of lenders have included the required disclaimer on application forms.

Impact Areas

Veterans applying for home mortgagesLenders and financial institutions using the Uniform Residential Loan ApplicationDepartment of Veterans Affairs loan program participation rates

Generated by legislative-analyst-pro on Nov 3, 2025