LegisTrack
Back to all bills
HJRES 82119th CongressIn Committee

Disapproving the action of the District of Columbia Council in approving the Insurance Regulation Amendment Act of 2024.

Introduced: Mar 27, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

This joint resolution would disapprove the District of Columbia Council’s Insurance Regulation Amendment Act of 2024 (D.C. Act 25-699). Under the District of Columbia Home Rule Act, Congress has a mechanism to review and block D.C. local laws; by passing this disapproval resolution, Congress would block the DC act from taking effect if it becomes law. The action references the act as enacted on January 15, 2025 and transmitted to Congress on February 6, 2025. If Congress ultimately approves the resolution and the President signs (or a presidential veto is overridden), the DC act would not take effect; otherwise the DC act could proceed under existing law. In short, this bill uses Congress’s authority over DC local legislation to nullify a recent DC insurance regulation amendment, rather than altering policy directly at the federal level.

Key Points

  • 1Disapproves the District of Columbia Council’s Insurance Regulation Amendment Act of 2024 (D.C. Act 25-699).
  • 2Cites that the DC act was enacted January 15, 2025 and transmitted to Congress February 6, 2025 under the District of Columbia Home Rule Act (section 602(c)(1)).
  • 3Uses a joint-resolution mechanism to disapprove; if Congress passes the resolution and the President signs (or if a veto is overridden), the DC act does not take effect.
  • 4This action does not amend DC law itself; it blocks the effect of that specific DC act through federal congressional action.
  • 5The sponsor(s) and status indicate the bill is introduced in the House of Representatives and referred to the Committee on Oversight and Government Reform.

Impact Areas

Primary group/area affected: District of Columbia residents and businesses, particularly those involved in or regulated by insurance (consumers, insureds, insurers, and the DC regulatory environment).Secondary group/area affected: Insurance companies and other stakeholders operating in or interacting with DC insurance regulation; DC政府 regulators and policymakers; federal oversight bodies involved in approving or blocking DC local laws.Additional impacts: Signals Congress’s ongoing oversight over DC home-rule legislation, potentially influencing future DC regulatory reforms and creating a precedent for federal intervention in local DC policy decisions. If the resolution passes and becomes law, it would maintain or revert to the pre-Act regulatory framework in DC until any new DC legislation is enacted or Congress again takes action.
Generated by gpt-5-nano on Oct 31, 2025