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HR 2413119th CongressIntroduced

GREEN Appraisals Act of 2025

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

Requires consideration of energy efficiency and renewable energy features in residential mortgage appraisals.

Key Points

  • 1Mandates disclosure of energy report availability to borrowers
  • 2Requires appraisers to consider energy characteristics in valuations
  • 3Defines qualified appraisers with energy reporting education
  • 4Covers FHA, VA, USDA, and government-sponsored enterprise loans
  • 5Establishes advisory committee and guidance development process

Impact Areas

Mortgage lendingEnergy efficiencyAppraisal industryHomebuyers
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