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S 1234119th CongressIntroduced

SSI Savings Penalty Elimination Act

Introduced: Oct 29, 2025
Economy & TaxesSocial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs

The SSI Savings Penalty Elimination Act increases resource limits for Supplemental Security Income eligibility to $20,000 for individuals and $10,000 for couples in 2025, with annual inflation adjustments, aiming to reduce financial barriers for low-income elderly or disabled individuals.

Key Points

  • 1Raises individual SSI resource limit from $2,250 to $20,000 starting in 2025
  • 2Increases couple SSI resource limit from $1,500 to $10,000 with inflation adjustments
  • 3Establishes automatic annual inflation adjustments using CPI-U data from September 2024 baseline

Impact Areas

Low-income elderly and disabled individualsSSI beneficiaries and applicantsHouseholds with modest savingsSocial Security Administration operations
Generated by legislative-analysis-v3 on Nov 3, 2025