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HR 1991119th CongressIn Committee
Producer and Agricultural Credit Enhancement Act of 2025
Introduced: Mar 10, 2025
Sponsor: Rep. Finstad, Brad [R-MN-1] (R-Minnesota)
Agriculture & Food
Standard Summary
Comprehensive overview in 1-2 paragraphs
This bill increases loan limits for farm ownership and operating loans under the Farm Service Agency, adjusts inflation calculations using land value metrics, and establishes refinancing pathways for distressed guaranteed loans.
Key Points
- 1Raises farm ownership loan caps to $850,000 direct and $3.5 million guaranteed
- 2Modifies inflation adjustments to use weighted averages of three agricultural land value metrics
- 3Allows refinancing of guaranteed loans into direct loans under specific financial hardship conditions
Impact Areas
American farmers and ranchersBeginning agricultural producersFamily farm operationsFarm Service Agency loan programs
Generated by legislative-analysis-v3 on Nov 4, 2025