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S 1335119th CongressIn Committee

Secure Family Futures Act of 2025

Introduced: Apr 8, 2025
Sponsor: Sen. Tillis, Thomas [R-NC] (R-North Carolina)
Standard Summary
Comprehensive overview in 1-2 paragraphs

Amends tax code to exclude debt held by certain insurance companies from capital assets and extends capital loss carryovers from 5 to 10 years.

Key Points

  • 1Excludes notes, bonds, debentures held by applicable insurance companies from capital asset definition
  • 2Defines applicable insurance companies (excluding small mutual companies, foreign corps, etc.)
  • 3Extends capital loss carryovers to 10 years for applicable insurance companies
  • 4Applies to debt acquired after December 31, 2025
  • 5Applies to net capital losses arising in tax years after December 31, 2025
  • 6Aims to improve insurance company investment flexibility and stability

Impact Areas

Insurance industryTax policy for financial institutionsInvestment strategies for insurance companiesCapital marketsFederal revenue and tax code administration
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