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HR 2793119th CongressIntroduced

Retirement Freedom Act

Introduced: Oct 28, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Retirement Freedom Act allows individuals entitled to Medicare Part A benefits to opt out of the program without penalty and provides ability to opt back in later.

Key Points

  • 1Allows voluntary opt-out from Medicare Part A without conditions
  • 2Permits individuals to opt back into Part A without penalty
  • 3No requirement to opt out of Social Security benefits
  • 4No repayment required for previous Part A benefits received
  • 5Secretary of HHS to establish opt-out and opt-back procedures
  • 6Addresses concerns about government healthcare program participation

Impact Areas

Medicare beneficiaries and enrollmentHealthcare choice and autonomySocial Security and Medicare financingIndividual healthcare decision-makingFederal healthcare program administration
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