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S 1504119th CongressIntroduced
Claiming Age Clarity Act
Introduced: Oct 29, 2025
Social Services
Standard Summary
Comprehensive overview in 1-2 paragraphs
The Claiming Age Clarity Act mandates the Social Security Administration to replace confusing retirement terminology with clearer benefit-focused language by January 1, 2027. It specifically changes 'early eligibility age' to 'minimum monthly benefit age', 'full retirement age' to 'standard monthly benefit age', and eliminates 'delayed retirement credit' in favor of 'maximum monthly benefit age' references.
Key Points
- 1Requires replacing 'early eligibility age' with 'minimum monthly benefit age' to accurately reflect reduced benefit amounts for early claimants
- 2Mandates substituting both 'full retirement age' and 'normal retirement age' with 'standard monthly benefit age' for neutral terminology
- 3Eliminates 'delayed retirement credit' entirely and replaces age 70 references with 'maximum monthly benefit age' to simplify benefit explanations
Impact Areas
Current and future Social Security beneficiariesSocial Security Administration communication materials and digital platformsPublic understanding of retirement benefit claiming strategies
Generated by Legislative Analysis Core v3.1 on Nov 6, 2025