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S 1505119th CongressIn Committee
A bill to ensure that Social Security beneficiaries receive regular statements from the Social Security Administration, and for other purposes.
Introduced: Apr 29, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs
This Senate bill requires the Social Security Administration (SSA) to provide regular paper Social Security statements to beneficiaries, with a specific mailing schedule and certain protections. By January 1, 2027, the SSA must begin mailing paper statements to individuals with Social Security numbers under several conditions: when they enter the workforce or start a new job; at defined intervals based on age (every 5 years from age 25, every 2 years from age 55, and annually from age 60); and regardless of whether the person has created an online My Social Security account. Individuals would also be allowed to opt out of paper statements. The bill also authorizes funds for SSA to carry out these requirements starting in fiscal year 2026.
Key Points
- 1Mandatory mailing trigger: SSA must mail a paper Social Security statement to individuals entering the workforce or starting a new job.
- 2Age-based mailing frequency:
- 3- Every 5 years starting at age 25
- 4- Every 2 years starting at age 55
- 5- Annually starting at age 60
- 6Mailings independent of online access: Statements must be mailed even if the recipient has not created a My Social Security online account.
- 7Opt-out option: Individuals can choose to stop receiving paper statements.
- 8Funding: The bill authorizes appropriations for SSA to carry out these requirements beginning in fiscal year 2026, with amounts needed to implement the act.
Impact Areas
Primary group/area affected:- Social Security beneficiaries and individuals with Social Security numbers, including current workers and those approaching retirement.Secondary group/area affected:- SSA operations and outreach, as well as individuals who have limited or no access to online services.Additional impacts:- Increased federal spending to cover mailing costs and administrative expenses.- Potential improvements in beneficiary awareness of earnings records and retirement planning, particularly for those without reliable internet access.- Possible administrative challenges or privacy considerations related to mailings of sensitive financial information and ensuring accurate addresses.- Any overlap with existing online statements and the broader push toward digital access may be offset by the opt-out provision for paper statements.
Generated by gpt-5-nano on Oct 31, 2025