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HR 3153119th CongressIntroduced

Understanding the True Cost of College Act of 2025

Introduced: Oct 29, 2025
EducationFinancial ServicesSocial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs

This legislation mandates a standardized financial aid offer form for higher education institutions, requiring clear breakdowns of costs, grants, scholarships, and loans to enhance transparency and informed decision-making for students and families.

Key Points

  • 1Requires institutions to use a standardized form with uniform terminology for financial aid offers
  • 2Mandates clear separation of costs, grants/scholarships, and loans with detailed disclosures
  • 3Includes provisions for consumer testing and special considerations for veterans and dependent students

Impact Areas

Students and families navigating college costsHigher education institutions (public, private, community colleges)Federal financial aid programs and loan servicersCollege financial aid offices
Generated by legislative-analysis-v3 on Nov 7, 2025