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S 1564119th CongressIn Committee

Floodplain Enhancement and Recovery Act

Introduced: May 1, 2025
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Floodplain Enhancement and Recovery Act would expand how ecosystem restoration projects are treated under the Homeowner Flood Insurance Affordability Act of 2014. It creates a formal category for “ecosystem restoration projects” and provides two main benefits: (1) a waiver of flood hazard map change fees for requests linked to these projects, and (2) a path for certain restoration projects within regulatory floodways to be approved even if they raise base flood elevations (BFEs) by up to 1 foot, provided specific criteria are met and a post-project analysis is submitted. The bill also requires FEMA to issue guidance within 180 days of enactment to implement these provisions and preserves existing notification practices for landowners. In short, the bill aims to promote restoration work in floodplains by reducing regulatory costs and permitting limited floodway changes with safeguards.

Key Points

  • 1Defines “ecosystem restoration project” as a project aimed at recovering or enhancing natural and beneficial functions of a degraded aquatic resource or floodplain.
  • 2Exempts ecosystem restoration requests from flood hazard map change review/processing fees.
  • 3Allows certain ecosystem restoration projects within an adopted regulatory floodway to increase base flood elevations by up to 1 foot if:
  • 4- a licensed engineer determines the cumulative effect won’t raise the water surface by more than 1 foot (or a higher amount set by the Administrator),
  • 5- no insurable structures or critical infrastructure would be adversely affected, and
  • 6- the community submits a post-completion analysis to the Administrator within 180 days.
  • 7Establishes that the new provisions do not alter existing procedures for notifying landowners about development in regulatory floodways.
  • 8Requires the Director/Administrator (FEMA) to issue implementation guidance for these provisions within 180 days after enactment, with input from federal and state natural resource agencies.

Impact Areas

Primary: Local governments and floodplain managers evaluating or approving ecosystem restoration projects; property and infrastructure owners in floodplains; FEMA and other natural resource agencies involved in floodplain management.Secondary: Applicants seeking flood map changes for restoration work; engineers and planners conducting ecosystem restoration in floodplains; insurers assessing changes to flood risk and insurance rates.Additional: Potential changes in project timelines, permitting processes, and coordination requirements between communities and federal/state natural resource agencies; need for post-project reporting and data collection to monitor effects on flood elevations.
Generated by gpt-5-nano on Oct 31, 2025