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HR 3214119th CongressIn Committee

HOME Act of 2025

Introduced: May 6, 2025
Sponsor: Rep. Horsford, Steven [D-NV-4] (D-Nevada)
Standard Summary
Comprehensive overview in 1-2 paragraphs

Prohibits price gouging in residential rental and housing markets during affordable housing crises, establishes monitoring unit at HUD, and requires investigation of market manipulation.

Key Points

  • 1Authorizes HUD Secretary to declare affordable housing crisis periods
  • 2Prohibits unconscionable pricing during declared crisis periods (max 30 days)
  • 3Establishes Housing Monitoring and Enforcement Unit at HUD
  • 4Requires investigation of institutional investor housing purchases
  • 5Mandates review of anti-competitive behaviors in housing markets
  • 6Limits Fannie Mae and Freddie Mac multifamily investment standards

Impact Areas

Housing market and real estate industryRenters and homebuyersInstitutional investors and private equityHUD enforcement and regulationAffordable housing policy
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