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S 3070119th CongressIn Committee

Shutdown Student Loans for Feds Act

Introduced: Oct 29, 2025
Sponsor: Sen. Alsobrooks, Angela D. [D-MD] (D-Maryland)
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Shutdown Student Loans for Feds Act provides student loan payment relief for federal employees during government shutdowns lasting 14+ days.

Key Points

  • 1Suspends student loan payments for federal employees during shutdowns of 14+ days
  • 2Prohibits interest accrual during payment suspension periods
  • 3Counts suspended months as qualifying payments for loan forgiveness programs
  • 4Requires reporting to credit agencies as if payments were made
  • 5Applies retroactively to September 30, 2025
  • 6Covers both excepted and furloughed employees and certain contractors

Impact Areas

Federal employees with student loansFederal student loan programsCredit reporting and scoresGovernment shutdown impactsFederal workforce stability
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