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HR 5839119th CongressIn Committee
Supplemental Benefits for Individuals Act of 2025
Introduced: Oct 28, 2025
Sponsor: Rep. Balderson, Troy [R-OH-12] (R-Ohio)
Economy & TaxesFinancial ServicesHealthcare
Standard Summary
Comprehensive overview in 1-2 paragraphs
This bill amends the Public Health Service Act to classify certain supplemental health coverage in individual insurance plans as 'excepted benefits,' exempting them from standard health insurance regulations.
Key Points
- 1Expands 'excepted benefits' definition to include supplemental coverage in individual health plans
- 2Reduces regulatory burdens on insurers offering non-essential supplemental benefits
- 3Clarifies compliance requirements for health insurance policies under federal law
Impact Areas
Individual health insurance marketSupplemental coverage providers (e.g., dental/vision insurers)Health insurance regulatory framework
Generated by gpt-4 on Nov 2, 2025