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HR 5843119th CongressIn Committee

Shutdown Student Loans for Feds Act

Introduced: Oct 28, 2025
Sponsor: Rep. Elfreth, Sarah [D-MD-3] (D-Maryland)
Standard Summary
Comprehensive overview in 1-2 paragraphs

Suspends federal student loan payments for federal employees during a 14‑day appropriations lapse, with no interest accrual and treatment as a forgiveness payment.

Key Points

  • 1Payments suspended for covered individuals during a lapse of at least 14 days.
  • 2No interest accrues on suspended payments.
  • 3Suspended payments count as if made for forgiveness programs.
  • 4Reporting to consumer reporting agencies treats suspended payments as regular.
  • 5Retroactive effective date of September 30, 2025.

Impact Areas

Federal employees and contractorsDepartment of Education and loan servicersStudent loan borrowers in federal employment
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