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HR 5764119th CongressIntroduced

AI for Mainstreet Act

Introduced: Oct 17, 2025
Sponsor: Rep. Alford, Mark [R-MO-4] (R-Missouri)
Standard Summary
Comprehensive overview in 1-2 paragraphs

The AI for Mainstreet Act would amend the Small Business Act to require the nation’s Small Business Development Centers (SBDCs) to assist small businesses with evaluating and adopting artificial intelligence (AI) in their operations. The Centers would provide information, guidance, and training on AI best practices, how AI can help with planning for unexpected events, protecting data and intellectual property, improving cybersecurity, ensuring regulatory compliance, and building customer trust, as well as guidance on how to incorporate AI into everyday business operations. The bill also requires outreach to small businesses about AI use, to the extent practical. It defines AI for purposes of the Act by referencing the definition in the National AI Initiative Act of 2020. No new funding is authorized to carry out these provisions, and the bill is subject to budget rules (CUTGO).

Key Points

  • 1Adds a new AI-focused responsibility for Small Business Development Centers: provide information, guidance, and training on AI use, including best practices, risk management, cybersecurity, IP protection, regulatory compliance, and customer trust, plus guidance on integrating AI into operations.
  • 2Requires outreach about AI to small business concerns, to the extent practical.
  • 3Reorganizes existing sections to accommodate the new AI provision (introduces new subparagraph W under Small Business Act Section 21(c)(3), with related renumbering of subsequent subparagraphs).
  • 4Defines “artificial intelligence” in the Small Business Act by cross-referencing the definition in the National AI Initiative Act of 2020.
  • 5Short title: AI for Mainstreet Act.
  • 6Fiscal note: No new funds are authorized; compliant with CUTGO (budget rules that require offsets or budget neutrality).

Impact Areas

Primary group/area affected: Small business concerns (across all sectors) that work with or through Small Business Development Centers; these firms would gain access to AI guidance, training, and best practices.Secondary group/area affected: Small Business Development Centers themselves and the agencies that fund them (SBA, state/local partners); centers would need to integrate AI-focused materials and outreach into existing programs without new funding.Additional impacts:- Potential increase in demand for AI-related training, resources on data/IP protection, cybersecurity, and regulatory compliance.- Encourages broader AI adoption among mainstreet businesses, potentially affecting competitiveness, resilience, and customer engagement.- Because the bill relies on existing appropriations (no new funding), implementation may depend on reallocation within current SBA/SBDC resources and partnerships.
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