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HR 3695119th CongressIntroduced

Social Security Access Act

Introduced: Jun 3, 2025
Social Services
Standard Summary
Comprehensive overview in 1-2 paragraphs

H.R. 3695, titled the Social Security Access Act, would require the Commissioner of Social Security to ensure that anyone seeking Social Security services or benefits under Titles II (Old-Age and Survivors Insurance / Disability Insurance) or XVI (SSI) can access SSA services through three channels: a toll-free telephone line, an online internet portal, and in-person visits at SSA field offices. The telephone option must be multilingual (English, Spanish, and other languages as determined), available nationwide, and secure. Importantly, the bill obligates the SSA to allow major actions—such as initiating and completing applications for benefits and updating direct deposit information—through the telephone channel, regardless of other guidance or subregulatory changes. The act also requires the Comptroller General to report on implementation within one year and mandates annual SSA reports detailing usage, wait times, security, barriers, and plans for improvement. Overall, the bill aims to broaden and formalize access to SSA services across multiple channels.

Key Points

  • 1Establishes a mandatory three-channel framework for SSA services: telephone, online portal, and in-person SSA offices.
  • 2Telephone service must be multilingual (English, Spanish, and other languages as determined), nationwide, and secure.
  • 3Allows completing applications for benefits and making major account changes (e.g., direct deposit updates) via the telephone channel.
  • 4Requires initial GAO report within one year assessing implementation, barriers, security, and recommendations; followed by annual SSA performance reports on usage, wait times, security, barriers, and improvement plans.
  • 5Applies to benefits and information under Titles II and XVI of the Social Security Act and remains in effect upon enactment (with ongoing reporting requirements).

Impact Areas

Primary group/area affected: Individuals seeking SSA benefits under Titles II (retirement, survivors, and disability benefits) and Title XVI (SSI), including non-English speakers and others who rely on phone or in-person assistance.Secondary group/area affected: SSA customers who prefer or require non-online channels, SSA employees and call-center/in-person office operations, and associated policy implementation processes.Additional impacts: Potential costs of expanding and maintaining multi-channel access, required enhancements to security and privacy protections for phone and online interactions, and the need for ongoing performance measurement and quality assurance to assess effectiveness and accessibility.
Generated by gpt-5-nano on Oct 3, 2025