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HR 3774119th CongressIntroduced

HUD Accountability Act of 2025

Introduced: Jun 5, 2025
Financial ServicesHousing & Urban Development
Standard Summary
Comprehensive overview in 1-2 paragraphs

The HUD Accountability Act of 2025 would require the Secretary of Housing and Urban Development to testify publicly before Congress on an annual basis. Specifically, it would add a new subsection to Section 7 of the HUD Act mandating that the Secretary appear before the House Committee on Financial Services and the Senate Committee on Banking, Housing, and Urban Affairs each year to present testimony on the Department’s operations for the prior year. The testimony must cover topics such as current programs, the physical condition of public and other HUD-assisted housing, the financial health of FHA mortgage insurance funds, oversight of grantees, progress on reducing homelessness and expanding affordable housing, HUD’s capacity to fulfill its mission, and other ongoing activities deemed appropriate. In short, the bill creates a formal, yearly, cross-chamber accountability hearing for HUD leadership, with a structured list of topics to be addressed.

Key Points

  • 1Creates an annual testimony requirement for HUD’s Secretary before two key congressional committees (House Financial Services and Senate Banking, Housing, and Urban Affairs).
  • 2Adds a new subsection (u) to Section 7 of the HUD Act to codify this annual hearing obligation.
  • 3Mandates discussion of seven topics, including: the Department’s current programs and operations; the physical condition of public and HUD-assisted housing; the financial health of FHA mortgage insurance funds; oversight of grantees and sub-grantees to prevent waste, fraud, and abuse; progress on addressing affordable housing and homelessness; the Department’s capacity to meet its statutory mission; and other ongoing activities as appropriate.
  • 4Introduced in the 119th Congress on June 5, 2025, with Mr. Lawler and Mr. Cleaver listed as introducers and referral to the Committee on Financial Services.

Impact Areas

Primary group/area affected:- U.S. Department of Housing and Urban Development and its programs (public housing, subsidized housing, and FHA mortgage insurance programs).- HUD-funded housing residents and program beneficiaries (e.g., public housing residents, homeowners using FHA-insured loans).Secondary group/area affected:- Congress (ultimately the committees named), oversight professionals, and state/local grantees and sub-grantees receiving HUD funding.- Taxpayers and housing advocates who seek transparency and accountability in federal housing programs.Additional impacts:- Increases formal, annual oversight and public accountability for HUD leadership and programs.- Potentially higher administrative workload for HUD and annual reporting requirements tied to testimony.- Could influence policy scrutiny around housing production, maintenance of housing stock, and management of mortgage insurance funds.- May affect how HUD prioritizes and communicates progress on affordability and homelessness goals.
Generated by gpt-5-nano on Oct 3, 2025