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HR 3959119th CongressIn Committee

Protecting Private Job Creators Act

Introduced: Jun 12, 2025
Economy & Taxes
Standard Summary
Comprehensive overview in 1-2 paragraphs

Protecting Private Job Creators Act would bar the application of Rule 15c2-11 to quotations of fixed-income securities. In effect, it would codify an exemption from the SEC’s OTC quotation disclosure rule for debt instruments such as notes, bonds, debentures, CDs, asset-backed securities, and related instruments (including those convertible into equity or carrying warrants). The bill responds to concerns raised in the findings section about how the SEC has treated fixed-income markets differently from OTC equity markets and asserts that fixed-income markets are critical for capital formation and job creation. By exempting fixed-income quotations from 15c2-11, the bill would reduce regulatory burdens on market participants dealing in fixed-income securities in OTC markets, potentially preserving liquidity and access to capital for issuers.

Key Points

  • 1Short title: The bill is named the Protecting Private Job Creators Act.
  • 2Purpose and scope: Seeks to exempt quotations of fixed-income securities from Section 240.15c2-11 of the Securities and Exchange Act, removing the rule’s application to fixed-income quotations in OTC markets.
  • 3Rationale (findings): Argues that fixed-income markets differ from OTC equity markets, are vital for capital formation, and that recent SEC actions expanding 15c2-11 to fixed-income markets (without traditional rulemaking) have increased regulatory burden.
  • 4Definition of fixed-income security: Broadly covers notes, bonds, debentures, certificates of deposit for a security, asset-backed securities, and other evidence of indebtedness; includes securities convertible into equity or carrying warrants/rights.
  • 5Regulatory context: References Rule 144A and prior SEC exemptions to fixed-income securities, emphasizing concerns about cost and impact of regulation on private capital markets and job creation.

Impact Areas

Primary group/area affected: Issuers and broker-dealers dealing in fixed-income securities in OTC markets, and investors who trade those securities.Secondary group/area affected: Public markets observers, financial regulators, and compliance functions within financial services firms; issuers relying on fixed-income markets for capital formation.Additional impacts: Potential changes to investor protections associated with fixed-income quotations; possible shifts in market liquidity and capital access for small- and mid-size issuers; regulatory certainty for market participants by codifying an exemption.
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