Stabilize Medicaid and CHIP Coverage Act

The Stabilize Medicaid and CHIP Coverage Act would amend the Social Security Act to require 12-month continuous enrollment for individuals enrolled in Medicaid and the Children’s Health Insurance Program (CHIP). The bill broadens current language that previously targeted children, extending continuous enrollment to all individuals covered by Medicaid and CHIP. It also updates CHIP provisions to replace references to “children” and “a targeted low-income child” with generalized terms like “an individual.” The changes would take effect on the first day of the first fiscal quarter beginning on or after December 31, 2026. Overall, the bill aims to reduce coverage gaps and enrollment churn by locking in coverage for a full year once an individual is enrolled, subject to the mechanics not fully detailed in the excerpt.