RAMP Act

The RAMP Act (Repair Abuses of MSP Payments Act) aims to change how private parties can pursue payment issues related to Medicare Secondary Payer (MSP) rules. Specifically, it would amend the Social Security Act to authorize a private right of action for damages against a group health plan when the plan fails to provide for the primary payment or fails to reimburse appropriately. The core change is in the MSP framework: the law would replace references to “primary plan” with “group health plan” (as defined in the statute), expanding who can be treated as a payer responsible for MSP coordination. The bill is introduced in the House and referred to Ways and Means and Energy and Commerce. In short, if a group health plan does not properly pay as the primary payer or reimburse correctly, individuals would have a private right to sue for damages. The text provided is limited, so key details about remedies, procedures, defenses, or limitations are not specified.