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HR 3422119th CongressIntroduced

Promoting Opportunities for Non-Traditional Capital Formation Act

Introduced: May 15, 2025
Financial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs

The Promoting Opportunities for Non-Traditional Capital Formation Act would require the Advocate for Small Business Capital Formation (an office within the Securities and Exchange Commission) to expand its outreach and education efforts. Specifically, it adds new duties to provide educational resources and to host or participate in events that inform small businesses and small business investors about non-traditional capital raising options. The outreach must prioritize underrepresented groups (women-owned and minority-owned businesses), rural-area businesses, and small businesses affected by natural disasters. The bill also requires the Advocate to meet at least annually with state securities regulators to discuss coordination and collaboration to help small businesses and investors. If enacted, the measure would broaden federal outreach on financing options and strengthen intergovernmental coordination on small-business capital formation.

Key Points

  • 1Amendments to the Securities Exchange Act of 1934 create new duties for the Advocate for Small Business Capital Formation, adding educational and outreach responsibilities.
  • 2New outreach categories include: (i) underrepresented small businesses (women-owned and minority-owned), (ii) rural-based small businesses, and (iii) small businesses affected by hurricanes or other natural disasters.
  • 3The Advocate must host or participate in events and provide educational resources about non-traditional capital raising options for small businesses and investors.
  • 4The Advocate must meet at least annually with representatives of state securities commissions to discuss collaboration and coordination on assisting small businesses and small investors.
  • 5The bill moves through the legislative process (it passed the House on June 23, 2025 and was referred in the Senate; status in the Senate is introduced/referred).

Impact Areas

Primary group/area affected: Traditionally underrepresented small businesses (especially women-owned and minority-owned), rural small businesses, and disaster-affected small businesses, along with small business investors who seek alternative financing options.Secondary group/area affected: State securities commissions, the SEC’s Office of the Advocate for Small Business Capital Formation, and organizations that support small-business financing.Additional impacts: Increased federal outreach and coordination around non-traditional capital formation options (potentially including crowdfunding and other alternative financing mechanisms), potential resource and funding considerations for the Advocate to implement expanded outreach and events, and stronger intergovernmental collaboration at the federal-state level.
Generated by gpt-5-nano on Oct 3, 2025